Thursday, November 28, 2019
How to Get a Summer Job for Teachers
How to Get a Summer Job for TeachersHow to Get a Summer Job for TeachersIf you are a teacher, the summer months are a great time to work a second job. You might do this for a variety of reasons perhaps you want to supplement your income, build your resume, travel, or simply keep busy. There are many great summer job options for teachers. Also consider side hustles that can boost your earnings during the summer, and possibly continue into the school year. Read below for information on kinds of jobs to explore, and how to find them. Summer Jobs for Teachers TutorOne of the most popular summer jobs for teachers is tutoring. Educators on summer break are ideal candidates for this type of position. They can tutor students in their particular subject or age group. You can also expand your idea of what a tutor is, based on your subject for example, music teachers might offer music lessons, and gym teachers might offer personal coaching. A wide variety of employers post tutoring jobs. L arge, nationwide companies like Kaplan and Sylvan Learning offer test prep and academic prep at their many locations around the country and are always looking for experienced staff. The best way to find a job with this type of tutoring company is to look for open positions listed on their websites. To find a job with a smaller, local company, check out job search sites like Indeed.com or Monster.com. You can also look for a local family looking to hire a tutor. To do this, check out the classifiedson local newspaper sites. Also ask around at your own school to see if any parents are looking for tutors. You could also place an ad yourself in the local paper to offer your services as a tutor. Summer School TeacherSummer school jobs are mostly for secondary and high school teachers. It can be very rewarding to help those students who need a little extra help to make the grade. Check with your district to see if they are looking for summer school teachers. If they are not, other distric ts in your area may post job openings on their websites, or on teaching job search sites likeSchoolSpring.com. Camp CounselorAs a camp counselor, you can continue to work with children but in a much different environment than the classroom. From basketball to horseback riding, camps focus on so many different activities. It can be a fun way to incorporate an activity you love to do with your love of teaching. Depending on your schedule, you can look for jobs at day camps or overnight camps. Find job listings on national job search sites. Also check out the Job Center page on the American Camp Association website. Work From HomeThere are a variety of jobs available for teachers who want to work from home. These telecommuting jobs give you the opportunity to earn supplemental income without leaving home during the summer. If you want, you might be able to continue some of these jobs part time during the school year. There are a number of good work at home jobs for teachers, including an zugnglich instructor, a curriculum developer, a test scorer, and an educational consultant. Test ScorerWhile some test scoring jobs are online, others are on site. Advanced Placement tests, for example, are scored by graders in a particular location. This is a great way to make money during the summer or other vacations. Check out the Educational Testing Service (ETS) for job opportunities. Step Outside of the Education Box Maybe you are a little tired of teaching and can use a change of pace. Use the summer months to do something you have always wanted to do, but never found the time for. As a teacher, you have people skills, organization skills, a good work ethic, compassion for children or teens. Youre also a creative thinker and a strong public speaker. Even if you apply for something totally out of left field, because you bring all these skills with you, employers will look at you favorably. Maybe you can find a job that will enrich you. Websites likeCoolWorks.comwill he lp you find seasonal jobs, or you can perform keyword searches onjob search enginesto view the variety of summer jobs that are open locally. What better than to do something different and perhaps learn something new at the same time? Read below for advice on other types of job opportunities that might make for a unique and valuable summer. Consider your skills. Do you have a skill that you are not able to use as a teacher? Perhaps you teach English, but you are really good at pottery. Consider offering pottery classes over the summer.Or maybe you know how to code. Look online for temporary jobs or summer jobs that involve coding. Whatever your skill, consider applying it over the summer to make some money. Think about jobs that involve travel. Why not use the summer to make money and travel at the same time? Some of the jobs listed above can be found abroad, such as a camp counselor. You might also look for au pair jobs abroad, if you want to continue to work with kids. You could co nsider finding a job at a resort or other tourist location, especially one that caters to English speaking tourists (or any other language that you speak). Read here for advice on how to find a summer job abroad. Build your resume through volunteer work or an internship. Perhaps you are a new teacher, and want to continue to develop your teaching credentials. Look online (or visit a career services office) to find out what internships are available in your field. Also check out sites that list volunteer positions to see if there are any listings that could help you gain skills that will be useful in your teaching career (such as volunteer positions in summer schools, camps, tutoring gigs, etc.). You might also take the summer to volunteer or intern in a different field to develop a particular skill. For example, perhaps you want to improve your Spanish. You might volunteer for an organization that requires you to speak Spanish with clients. Or maybe you want to learn grant writing s kills. Consider an internship or volunteer job that involves working in a development or communications department.
Saturday, November 23, 2019
The student loan interest deduction What you need to know
The student loan interest deduction What you need to knowThe student loan interest deduction What you need to knowFiguring out how to fill out your tax return each year is enough to send anyone running for the exit. But this year your student interest loan deduction doesnt need to be a source of anxiety or frustration for two reasonsThe Tax Cuts and Jobs Act of 2017 kept the deduction in place (phew)Weve explained everything you need to know right here.What is the student interest loan deduction?If you paid interest on your student loans last year, then you may be eligible for a deduction of up to $2,500 on your 2018 federal tax return.How it worksThe student interest loan deduction is an above-the-line deduction. That means its deducted from your modified adjusted gross income (MAGI), elend from your final tax payment.So dont expect to see a $2500 refund just because you qualify for the deduction. Instead, if your MAGI is, say, $43,000, then the deduction lowers the income amount yo ure taxed on to $40,500.To take the deduction, you need to meet four requirementsYou paid the interest on an eligible loan (or loans)Your modified adjusted gross income is under the capYoure not being claimed as a dependent by anyone elseYoure not filing as married filing separatelyLets dig into each requirement.What is an eligible loan?A qualified student loan is one that you took out for you, your spouse, or your dependent. Unfortunately, borrowing money from grandma and grandpa doesnt count. It has to be a bona fide public or private loan.You also must have taken the loan out for qualified education expenses, like tuition, room and board, books and supplies, and other necessary expenses - for instance, transportation.How do you know if your modified adjusted gross income is under the cap?The Internal Revenue Service provides for a deduction up to $2500, but the amount of your actual deduction depends on your MAGI.If your MAGI is above $80,000 for a single person or $165,000 for a married couple filing jointly, youre out of luck - no deduction. And the amount of the deduction will be reduced if your income is between $65,000 and $80,000 (for a single person) or $135,000 and $165,000 (for a married couple).What filing status should you use to get the deduction?If youre being claimed as a dependent by anyone else on their federal filing - a.k.a. mom and dad - then you wont be able to take the deduction. You also cant take the deduction if youre filing as married filing separately.As long as you file as a single head of household or married filing jointly and dont exceed the MAGI cap, then you should get a deduction up to $2500. taxwinWhat if youve had a loan forgiven?In general, forgiven debt is treated as taxable income by the Internal Revenue Service. So if, for instance, you reached the end of your term on anincome-driven repayment planlast year and had the remainder forgiven, youll be responsible for paying taxes on that forgiven amount.However, thePub lic Service Loan Forgiveness Program(PSLF) is an exception to this rule. If your debts (or your spouses or dependents) are forgiven through PSLF - or because of death orpermanent and total disability- you will not owe taxes on the forgiven amount.If you get a refund on your taxes this year, remember to allocate at least a portion of it to your student loan payments. Paying ahead, even just small amount, can save you big money over the life of your loans.This article first appeared on Comet.
Thursday, November 21, 2019
How to Painlessly Keep Your Resume Updated (Even While Employed)
How to Painlessly Keep Your Resume Updated (Even While Employed)How to Painlessly Keep Your Resume Updated (Even While Employed)How to Painlessly Keep Your Resume Updated (Even While Employed)Keep your resume updated with these easy steps.Writing a resume can be a lot like buying insurance Its easy to put off, but when you need it, you need it right away. The reality is that you should always keep your resume up to date. If you revise it on a regular basis, youll find that it is much easier to take on a new job search when the time comes. Otherwise, youll spend hours of valuable job-hunt time conducting research, updating an out-of-date format, and desperately trying to remember what you did at your job years ago.It may not be a glamorous task, but it is a necessary one. Luckily, it doesnt have to be as hard as you may think. Here are four ways to ensure that your resume remains up to date and ready to impress at all times.Start a brag bookA brag book is a neat, compact way for you t o track all of your accomplishments throughout your career. As you go about your current job, make a habit of logging the significant projects you take part in. Include things like trainings you lead or underwent, extra responsibilities youve taken on, and goals you have achieved. Most importantly, take musiknote of the ways you can quantify these highlights specific data, percentages, dollar signs, etc. These are the things that will impress employers, and it will be much easier to collect this information when it is relevant, rather than digging through records when youre in a pinch.Give yourself a due dateIts hard to get things done when you dont have a deadline, and updating your resume is no different. Instead of brushing it to the side with a perpetual Ill work on it next weekend, set a due date for yourself ?? and stick to it. Perhaps you give yourself until the end of the month to complete your full update, or maybe break it into pieces by assigning yourself one section per week, each due by Sunday night. Youre much more likely to accomplish a goal when it is set in stone. Plus, a little urgency never hurt anyone.InfographicAll in a Days Work Resume Prep in Just 24 HoursUtilize sample job descriptionsLook through some sample job listings and find ones that describe the type of work you want to do next this will help you learn the expectations and priorities of potential future jobs. Then, use this information to start reformatting your resume, crafting a targeted professional summary and highlighting the areas you now know are most important. Youll mucksmuschenstill need to tailor your resume for each job you apply for come job-search time, but now youll have a solid place to start from.Plus, you may not be actively searching for a job yet, but identifying the roles that pique your interest can help you clarify your overall career trajectory ?? and tell you what you need to do to pursue it. From there, you can focus on developing the specific skills an d types of experience youll need to reach your goals, and you (and your resume) will be stronger because of it.Go to the prosConsider enlisting the help of an expert. While you can collect important information and give yourself deadlines, there are professional resume writers who can do the hard work for you. The resume-writing process is time-consuming, and trying to balance that with a full-time job is overwhelming, to say the least. By investing in a professionally written resume, youll have more time to focus on thriving in your current job ?? and youll have a stronger resume in the end as well.Let an expert take care of your resume. Click here to learn more about TopResumes professional resume-writing services.Recommended ReadingWhy You Shouldnt Write Your Own ResumeResume Help Are You a Doer or Achiever?How We Gave This Professional the Resume Insurance She Wanted
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